How to Apply for RAM Financing
When it comes to the RAM financing process, Zeigler Chrysler Dodge Jeep® RAM has your back. We work directly with drivers to find financing options and tools that fit their needs, so taking home a new truck doesn’t have to break the bank. Learn more about the RAM financing process at our RAM dealership today.
Check Your Credit Score
Your credit score is one of the most important things you’ll want to account for when the time comes for a new car. That’s because your credit score is used by the lending company to determine if you’re reliable to lend money to. The higher your credit score, the better your terms and options may be.
While a lower credit score isn’t a deal breaker, it’s always a good idea to check your score at the start of the new vehicle financing process, so you know what kind of RAM trucks will be available within your budget.
Set Your Budget
Once you’ve checked your credit score, you’ll want to begin laying out your budget. There are a few essential things to account for when paying for a new vehicle, including the down payment, the monthly payment, accrued interest costs, and sales tax.
A good way to set a budget is known as the 20/4/10 rule. This rule says to put down 20% of the vehicle’s value on the day of, to pay it off over four years, and to keep monthly transportation costs below 10% of your monthly budget. We’ve also got a car payment calculator that can help forecast your payments so that you can budget accurately.
Finance Through Our Dealership
Once you’ve prepared your budget, you can begin the finance application. Simply navigate over to the finance tab on our main menu and scroll down. Click on the link for “Apply for Financing”. Once there, you’ll be prompted to enter some personal and contact information. Then you’ll simply wait for one of our RAM dealers to reach out with the terms and budget options available to you.
RAM Financing is Made Easy
No matter what your auto financing needs might be, Zeigler Chrysler Dodge Jeep RAM is the dealership you can turn to. Trust us for your next capable vehicle, reliable and affordable RAM service, and the finance support that will help you take home a car you love today.
