A Look at Our Bad Credit Finance Process
We know you have a lot of Schaumburg car dealerships to choose from, but we invite you to do business with our Chrysler Dodge Jeep® RAM dealership. Even if you have bad or no credit, we’d still love to work with you. We know area drivers are more than a three-digit number, which is why we’re proud to help people establish or repair their credit histories.
How Our Process Works
As a Chrysler, Dodge Jeep RAM Dealer, we consider it our responsibility to help all motorists realize their dream of owning an automobile no matter what their credit score might be. We have an established process in place to help drivers with poor or no credit secure an auto loan.
When you contact or visit our Schaumburg, IL Finance Center, you’ll see that our process starts with a conversation. We’ll talk to you about your current financial situation and any lifestyle changes you anticipate happening over the next few years. Our finance experts will also ask you about any blemishes that might be on your credit report so they can explain the extenuating factors surrounding them to our lenders.
Once you complete your finance application, we’ll submit it and our notes to the financial institutions we work with. When they get back to us, we’ll present the offers you’re eligible for.
What to Bring
In general, it’s harder for people with poor or no credit to qualify for one of our Jeep lease deals than it is for them to secure an auto loan. It’s still worth getting one of the latest Chrysler Dodge Jeep Ram models like a 2022 Pacifica or 2022 RAM 1500, however, because you can establish or improve your credit score over time by making your monthly loan payments on time.
If you want to improve your credit score by taking out a car loan and making timely payments, you’ll need to bring a few things with you when you visit Zeigler Chrysler Dodge Jeep RAM to apply. Proof of your identity, employment status and income, and residence are some of the things you’ll need to bring.
Are you going to trade in your current vehicle? If so, you’ll also need to bring its registration and title if you own it outright. Did you use our Value Your Trade tool to get an estimate of your car’s value? Bring a printed copy of the results, too.
Want to learn more about our bad credit financing process? Give us a call, contact us online, or visit Zeigler Chrysler Dodge Jeep RAM today.