• Sales: (877) 217-9251
  • Service: (888) 708-6281
  • Parts: (888) 708-6292

208 W Golf Rd Directions Schaumburg, IL 60195


Car Loan vs Lease

Learn About the Benefits of Buying and Leasing a New Car Near Chicago

Here in the Chicago area, there are a great deal of options when it comes to getting your next vehicle, but none are better than the offerings of Zeigler Chrysler Dodge Jeep of Schaumburg. Not only is our vehicle selection among the best in the area, but our finance team is loaded with auto finance experts ready to help you lock down the best Chrysler, Dodge, Jeep, RAM lease or car loan for your lifestyle. But trying to decide between leasing and buying can be a difficult in itself, so we're here to offer some insight on the difference between the two.

Chrysler, Dodge, Jeep & RAM Leases Near Chicago

You may have heard that leasing is the more affordable option of the two and in some cases this is accurate. Customers with a smaller down payment may prefer the terms of a lease, which lowers the monthly payment because it is based on a percentage of the vehicle's value, rather than the full value. The lease terms are negotiable, but usually last approximately three years, so you'll enjoy the vehicle while it is still covered by warranties from the manufacturer.

The downside of leasing is that it results in what is effectively renting the vehicle for the period, which denies you any built up equity from the vehicle. But then again, returning a vehicle you fell out of love with after a few years is a good option for everyone.

Benefits of Buying - Car Loan

For many drivers, buying a new Chrysler, Dodge, Jeep or RAM vehicle outright is a preferable option. Not only does it enable you to build equity and eventually come to full ownership, but you can feel free to customize it and utilize its attributes as you see fit, without any regard for a fee at the end of a lease term. For drivers in search of their next Jeep model, with which they'll pursue of-road adventure, will likely prefer the buying option.

Buying the vehicle you desire does usually come at a slightly larger cost per month, since you'll be paying for the full cost of the vehicle, rather than its projected value for three years.

Both buying and leasing offer a variety of benefits to drivers throughout the greater Chicago area, and if you'd like to learn more about which would be the best option for you, come and see our team of finance experts at Zeigler Chrysler Dodge Jeep of Schaumburg, 208 W Golf Rd, Schaumburg, IL. We'll get you all the details you need and help you make the best choice for your lifestyle, so you can be cruising into the future in no time.

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Zeigler Chrysler Dodge Jeep of Schaumburg

208 W Golf Rd
Directions Schaumburg, IL 60195

  • Sales: (877) 217-9251
  • Service: (888) 708-6281
  • Parts: (888) 708-6292
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